Founded in 1998 as a pioneering concern to augment Singapore’s growing international financial hub status, Hanshan Money has grown from strength to strength to become today one of Singapore’s leading remittance companies to China, Malaysia, USA, Australia, Hong Kong and many more. From humble origins, we grew through dogged determination, business nimbleness and competitive edge. Within a short time, in 2003, we created an industry ‘first’, by providing same day remittance for the China remittance corridor.
Zhongguo Remittance Pte Ltd is the first remittance company in Singapore which provides remittance service from Singapore to China. Zhongguo Remittance Pte Ltd has expanded tremendously since its beginnings in 1999, specialising not only in the China market, but also in Malaysia, Hong Kong, Taiwan, Indonesia, the US and other parts of the world.
Since 1908, Great Eastern Life has provided millions of customers with peace of mind. Today, we are one of the leading insurance companies in Asia. We believe in a life that’s lived to the full, each and every day. That’s why we’ve made it our mission to make life great for our policyholders. You and your family’s financial security and overall wellbeing are what drives us.
AIG, is an American multinational insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary. General Insurance includes Commercial, Personal Insurance, U.S. and International field operations. Life & Retirement includes Group Retirement, Individual Retirement, Life, and Institutional Markets.
At Aviva, our purpose is to Defy Uncertainty, helping our customers look to the future with confidence. We are a leading composite insurer with a respected global brand. Across the world, we protect our 33 million customers and the things that are important to them.
AXA’s mission is to help customers live their lives with more peace of mind by protecting them, their relatives and their property against risks, and by managing their savings and assets. As a company whose business is to protect people, we have a responsibility to leverage our skills, resources and risk expertise to build a stronger and safer society.
Good customer service from Alex in MBFC branch.
Things To Consider Before Getting a Loan From Licensed Moneylender
Given that you need a quick loan to assist you. This could be for handling your urgent financial obligations. Then a legal moneylender is best for you. However, before you choose the lender to deal with, be sure that you have carried out a thorough research. This way you can recognize the ideal loan deal for your needs. Before you visit a moneylender, make sure you have considered all alternatives available. This can include options like government agencies, banks, and other financial help. These are available to you. Below are a few elements you need to consider. As it will help you locate loans that are risk-free and you will be able to enjoy its benefits. What To Consider Ensure that you completely understand the documents you submit. It’s crucial that you are aware of fraudulent lender They might act like licensed moneylenders. Recognize their tricks and traps that they’ll use. It will ensure you recognize one from afar. Many licensed moneylenders do business by giving short-term loans. Therefore, avoid fraud agencies at all cost to prevent future headaches and troubles. It is crucial for you to realize this. A contract with a legal moneylender is binding by law. It, […]
How To Identify Between Licensed And Unlicensed Moneylenders
Many Singaporeans do consider borrowing money from friends and family. It is a great solution when your family or friends will offer you the cash you need. When not, you will need help from a legal moneylender. In order to avoid falling prey to a loan shark, it’s a good idea to look at these tips. It’ll help you determine if the moneylender is trustworthy and legal or not. Types of Fees Acceptable According to the Singapore law on money lending. The types of fees chargeable by legal moneylenders are three. These fees are charged additionally to the set interests. This also has a cap for all moneylenders in Singapore. These costs include the legal fees, upfront service charges, and late payment fees. Loaned Amount Based on Your Income The amount offered in loan depends on your salary. The licensed moneylenders do adhere to the regulation. The law regards the maximum amount based on the borrower’s yearly income. However, when you encounter a moneylender who offers you a much higher amount. An amount that’s above the regular loan given by moneylenders for your salary bracket. It’s likely that this lender could be a loan shark. Reasonable Interest Rates Charged There […]
How To Get A Loan With Bad Credit
Many circumstances in life will make you require extra money. Retrenchment can leave you with no income. While sudden illness or accident may prove financially catastrophic. And especially when there isn’t enough insurance cover. Below are several options you could consider using. Restructure The Outstanding Debts Having a bad credit rating mostly indicates that you may have outstanding unsecured debts. One key thing you could do to get a personal loan. Be sure you first deal with the existing debts. When you are not able to pay back the outstanding debts. It is advisable that you contact your lenders and ask for possibilities of restructuring your debts. This means you will need to work with the moneylenders. This is with the aim that they reduce the interests, which are charged on the loan amount you presently owe. You may also negotiate for longer repayment tenure. This will help you reduce the amount you have to pay every month. This can help you uphold your payments promptly. A few ways to restructure your debts can be. Either by debt consolidation scheme or balance transfer. You may consider approaching Credit Counselling in Singapore. This can help in setting up a meeting to […]
How To Choose The Best Licensed Moneylender?
From time to time you to might encounter financial concerns in your life. In such circumstances, you should choose a reliable moneylender. The lender should be able to give you with professional help. Your moneylender needs to be able to give you credible advice and offer you a reasonable repayment plan that suits your situation. Below are some aspects you need to consider. These could affect your choice of a moneylending institution. Application and Authorization Singapore has reputable and certified moneylenders. They do consider individuals with bad credit. This way they get a chance to improve their score. Thus, ensure you shop around and select lenders with flexible policies. This you will find out by going through the application process. Moneylender Credibility In Singapore, it is advisable to determine a lender’s reputation. This is best before you pick a particular moneylender. You need to check the lender’s licenses. This way you can confirm the validity of the license and that they are authorized to legally to operate. The license needs to have been issued by Moneylender’s Registry. Additionally, you need to select a moneylender who has been on the market for some years. Since the period of time in this […]
How To Apply For a Loan With Licensed Moneylender
Having a poor credit can make getting a loan in Singapore is a nightmare. Your bank might turn down your loan application. Or it might charge you really high interests. You could consider using a personal loan. This will help you meet personal and family emergencies as well you can fulfill a money crunch. An accredited moneylender is able to help you. You could consider visiting one and check if you fulfill the requirements. It could be you need money to repay a debt. Or you would like to fulfill an unexpected health issue or accidents. It could be you want to buy a new home or for other use. In these situations, a moneylender can offer you a fitting solution. Therefore, be sure to shop around for the right moneylender. The Application Process Consider visiting a moneylender’s office for this process. This way their loan officers can better serve you. As well as create a plan that suits your needs. Remember that not everyone’s financial condition is the same. Also, not all repayment scheme offered are similar. Therefore, you need to discuss the contract terms with your moneylender. Based on the loan type you need. You are required to […]
Differences Between Banks And Licensed Moneylenders
Accredited moneylenders are similar to banks. They grant loans to people who have real financial needs. However, when the repayments are late, the licensed moneylender does not harass their clients. But just send them notice reminders. Thus they use the same lawful methods used by banks. Other than collecting money and debts, banks and licensed moneylenders function in different ways. These differences are the speed; forgiving credit assessments, higher rates, and focus on smaller loans. Speed Having the right documents, moneylender’s approval time is about 30 minutes. That is the whole process from assessment to getting your cash. It generally won’t take over 45 minutes. Since they run fewer credit checks. It’s easier for them to approve the loan in lesser time than the banks. It is one way legal moneylenders can assist when banks can’t. When you aren’t able to get a loan or credit card from banks. Then moneylenders will be your best option. Forgiving Credit Assessment When your credit is low, other issues come up. Or you miss some payments. It may be hard to turn it around within a short time. With banks, it means an instant rejection. More so, when you have a poor credit […]
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