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David
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David asked 11 months ago in Mortgage

Can a bank refuse to report my mortgage? I took out a loan 3 years ago to buy my first house and the bank issued me a commercial loan.

I am trying to get my credit score up and realized my mortgage is not on my credit profile. . . i have been on time for 3 years. What can i do to force them to report the past three years?

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Commercial loans don't report through consumer credit agencies. You can get a letter of credit history and use it with a local bank that does its own in-house underwriting. http://www.moneyteachers.org

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