monturinc , this may be because you have a high interest rate on the cards. For example, if the interest rate is 30%, then on that $1,200 balance you're paying roughly $30 a month in interest. In that case, all but $2 of your $32 monthly payment will be eaten up by that interest accumulation, and you won't be making headway on the principal.

Especially if these are high interest cards, I would encourage you to do everything you reasonably can to pay them off as rapidly as possible.

Minimum payments tend to be VERY low. It can take up to 25 years to pay off a credit card if you only pay the minimum.

You can go to
http://www.filife.com/calculator/how-long-will-it-take-to-pay-off-my-credit-card

and plug in your current balance and interest rates and number of years you want to pay off the balance and it will tell you how much you need to pay each month.

Credit card companies set the minimum payments pretty low to make using the cards seem attractive. Usually, making the minimum payment means that it will take up to 4-5 years to pay the card off. So as David says, you should pay these off as fast as you can - starting with the card that has the highest interest rate.