Collecting unemployment benefits does not directly reduce the amount of social security benefits you get. However, the amount of social security benefits is based on your average monthly earnings during the 35 years when you had the highest earnings. So if you were unemployed for many years, it could reduce the average earnings figure and from that have an impact on your basic benefit. But you are unlikely to be unemployed for long enough to have a big impact on the overall average.

This is not a reply..its a question..can anyone answer this? Why when using direct deposit for unemployment benefits, is the money sent to the federal reserve first and then routed to my account?

I think that this was a good question to ask.

It presents the current increase in unemployed persons as a reflective concern of future money managing that our current generation and the up-incoming will soon.

As the national labor assumption considers even more people to becoming unemployed, the risk of money not being their for our generation as we continue to grow becomes a scarce assumption.