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This answer is from how likely is it for me to be declined?

David R Hanson
FiLife Contributor
about a year ago

estles28, Colin is correct that you should be in a more favorable position this time.

If you are declined, do pay careful attention to the reasons you are given for the decline. If the reason refers to a credit blemish, make sure to check your reports ( annualcreditreport.com will let you check each report for free), and dispute any information that is inaccurate. If you avoid any credit blemishes in the future, your credit score will gradually increase and getting loans on your own accord will be easier,

Best of luck with the loan and with school!

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