Do you want to work with an advisor or do you want to be a doi-it-yourselfer?
If you want to work with an advisor, then your battle is finding an advisor you want to work with. There are a few sources to check out. Check www.napfa.org for fee only advisors, for the Financial Planning Association check our http://www.fpaforfinancialplanning.org/. For Certified Financial Planner Professionals check http://www.cfp.net/.

If you are a do-it-yourselfer, one of the discount brokerage firms mentioned above would be appropriate if you want to do your own stocks and bonds, etc. or various mutual funds If you want a very inexpensive high quality resource, consider www.Vanguard.com and their funds.