This answer is from Is it better to pay cash or pay on time (no interest, no fees)?
Depends on what's most important to you.
Some people find it easier to budget and avoid excessive expenditures with cash. Indeed, a fair amount of research backs this up.
On the other hand, using credit can give you rewards, add protection against shoddy goods or seller scams, and other benefits besides ( extended warranties, theft or accident reimbursement).
If you use financial software like quicken, using a credit card can also help you track spending with much less effort.
I generally charge almost everything, excepting very small purchases where I know that using a credit card will cost the seller a significant percentage of my purchase.


