Hi aishal,

For personal loans, FICO score requirements can vary widely. Commonly one FICO score is used, though not always. Note that as with other loans, underwriting requirements have tightened considerably in the last year as credit has grown more scarce.

Your best bet would be to contact the issuers of the loans you are interested and ask them directly. They might not want to give you a cutoff score (and they may not even underwrite with a FICO score cutoff). But they should be able to give at least general answers to questions about their underwriting criteria.