I agree with Barclay - we need protection from the protectors! And maybe that means less protectors that come to (and go back to) those roles from the industries they regulate.

I think largely there will be more of the same. John Bogle said it best in his book 'Enough' (pick it up if you haven't, a great and easy read) - we've got the laws on our books, the problem isn't creating new watchdogs or new laws. It's enforcing the ones we have, and not bending that enforcement for the politically connected.