Hi mihaela29,

Happily, Chase gives a pretty clear answer to this question on their website, where they describe this product: http://www.chase.com/index.jsp?pg_name=ccpmapp/unsecured_personal_loans/personal_loans_lines/page/personal_loans_home

Here's the key disclosure information:

"The payment example shown above is based on a $25,000 loan with a note rate of 12.50% and a corresponding APR of 12.60%, a term of 84 months with the $75 origination fee financed, and includes a 0.25% rate discount for an automatic payment deduction from a Chase deposit account. If the automatic payments should end, the note rate will increase by 0.25% with a corresponding increase in the APR, resulting in more payments of the same amount. Having a Chase deposit account or automatic deductions from such an account are not required to obtain credit."

Note the final sentence, which answers your first question: you do NOT need a chase bank account for this product.

As for the second question, this page indicates that $25,000 is the maximum amount.