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ray4tee
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personal loan


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no equity in home , need to consolidate credit card debt. I have high income to debt ratio, good credit, can i get personeal loan

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David R Hanson
FiLife Contributor

Yes you can ray4tee. :)

You didn't mention some key details like the amount of your debt or your income, but the high income to debt ratio will prove very helpful.

I would give these "personal" and "bill consolidation" loans a good look:

https://www.penfed.org/productsAndRates/loans/personalLoans/personalLoans.asp
https://www.penfed.org/productsAndRates/loans/personalLoans/consolidationLoans.asp

Pentagon Federal charges no fees on these products, and anyone can become a member with a one time $20 expenditure.

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