Since terms of debit cards vary, you'll want to be sure to check the specific provisions offered at the bank or credit union you're interested in.

Having said that, a google search of "Platinum debit card" turns up Mastercard's description of a set of benefits available for all the "Platinum Debit Cards" carrying their logo. (I did not find a parallel description of Visa Platinum Debit cards on their web site).

You also will want to check out our debit card product reviews , which offers a powerful screening tool for finding the card that might work best for you. And FiLife readers, please take a moment to improve our product reviews by sharing your own experiences with us!