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PP
Newcomer

PP asked about a year ago in Credit Cards

That World Mastercard

Would someone be able to get a Continental Airlines World Mastercard with a credit score of 558?

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David R Hanson
FiLife Contributor
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Hi PP,

Almost certainly no.

This credit card, like all co-branded airline cards with which I'm familiar, is a "prime" card. That means that scores will generally need to be in the mid-six to the low-seven hundreds in order to be granted the card.

Two other quick points on this. First, most card issuers use credit criteria other than a standard FICO score. So, one applicant with a 680 score from (for example) Equifiax might be accepted while another with the same score might be rejected. Second, once the credit profile is judged strong enough, the primary determinant of the limit granted will be the income declared on the application. Thus an applicant with a 700 score and $250,000 household income will likely receive a larger credit line than someone with a 780 score but a $50,000 income.

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