This answer is from What is the consequence to a foreigner who acquires credit card debt in the U.S. and then has to leave the country because of the job market
David R Hanson said
I would consult a specialist at a non-profit consumer credit association for a special case like this.
The bottom line is that your credit profile will still be severely damaged if you simply stop paying the card. But in light of your circumstances, you may be able to work out a settlement arrangement that is manageable for you while still preserving a reasonably solid credit profile, in case you should have need of it at some later time.
