Identification information, credit information, public record
information, and credit inquiries make up your credit report.

A credit report contains the following information
- Your name and address
- Your credit scores - if it's a three file merged report, then you have three scores one from each of the credit bureaus.
- Itemization of your accounts over the past seven years including monthly payments, balances, closed accounts, late payments.
- Any liens and judgments you are obligated