Ask questions via Twitter. Tweet any question to @AskFiLife and we will respond with an answer. More.

FiLife - In partnership with The Wall Street Journal

Your Financial LifelineTM

In partnership with The Wall Street Journal
 
 

Disclaimer

FiLife is a great place to get your finances in shape, and the expert advice in the community can help you address specific or general problems. But very often you’ll also need one-on-one advice from a professional, especially since rules and laws maybe specific to your state or country. Remember that investments and other financial transactions come with risk, and you should consult an independent, qualified professional before making financial commitments.

Stop Showing this Message

Question

ctraut
Newcomer

ctraut asked 9 months ago in Retirement

Will my spouse who has been collecting her own Social Security since the age of 62 be able to collect 100% of my Social Security when I die

Was this question interesting?

Yes

(0)

No

(0)

Permalink | Abuse

FiLife Recommends

Answer this Question
  • Share:
  •  

1 Answer

Sort by:
Rahwa Asmerom
FiLife Contributor
Reply

If your wife becomes a widow, she can apply for survivor benefits. Since she already receives social security, she would need to contact the administration and determine which of the benefit amounts is greater, hers or yours. She will be entitled to the higher benefit amount but not a combination of both. Since she is 62 and under the under the full designated retirement age of 66, she would be entitled to receive about 71-99 percent of your basic benefit amount.

Is this helpful?

Yes

(5)

No

(1)

Permalink | Abuse

Answer this Question

Generic User Image

Ask a Question

140 characters

Tips

  • Be specific and clear.
  • Be courteous and thoughtful.
  • Share some details about your situation (age, relationship, etc)

Login or Join

or login with

Ask a Question

140 characters

Expert Partners

Popular Keywords in Retirement

Stacker Poll of the Day

What age should you start your child's allowance?

Avg 8.5
 
Avg 8.5
 
248 responses