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Becoming A Millionaire

It may surprise you how quickly you can accumulate a million dollars. Use this calculator to determine the annual amount you would have to set aside each year to reach a million dollars.

Savings and Assumptions
Current age  
Age to accumulate a million dollars  
Initial balance or deposit  
Annual increase on new savings: (%)  
Before-tax return on savings: (%) help
Marginal tax bracket: (%) help
Anticipated inflation rate: (%) help
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Barclay
Staff
Barclay said

I took this and was confused by the annual increase on new savings, which they call "indexing" in the results, so I posted a question about it (http://www.filife.com/answers/what-is-indexing/17342) in case this is confusing to anybody else besides me...

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webapalooza
Newcomer

I was confused as well, but it does appear to be your anticipated annual increase in contributions. Since I already max out my retirement contributions, I entered "0" and it showed me how long it would take me to reach my goal if I make the same contributions each year, which is what I wanted to see.

If you're not maxing out your retirement contributions, entering an "indexing" number will show you how much faster you can reach your goal by increasing your annual contributions, as opposed to if you didn't increase your annual contributions.

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