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Credit

Credit Score

Calculator

Estimate Your Credit Score

This calculator will help you determine a range of possible credit scores based on your credit history. Although credit scores are calculated differently by the various credit bureaus, you can get an estimate of what your score may be by using this calculator.

Input And Assumptions
Have you had a credit card or loan for at least 6 months?
How many years ago did you get your first credit card or loan?
Checkmark each type of credit account or loan that you have on your credit report, whether open or closed.	Mortgage Credit Card Auto Loan Student Loan Other Loan Consumer Finance Account
What is your total credit limit? (Add up the credit limits on all your credit card accounts.)
What is your current total credit balance? (Add up the balances on all your credit card accounts.)
How many times have you applied for credit in the last year?
When did you last miss a payment on any of your credit accounts?
Have you ever had any of the following negative events listed on your credit report? (Bankruptcy, Foreclosure, Repossession of property, Tax lien, Collection agency referral, Other negative report)
If you answered "Yes" to the previous question, please indicate how long ago the most recent negative event occurred.

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FiLifer

BasicBanker said 2 months ago

I like this tool. I don't recommend my clients pay for their score due to the fact that it varies so much between the different bureaus and the different lenders. The important thing is to understand what impacts your score and trying to work to improve it. Limit applying for credit until you know what's on it and roughly what your score is. Then limit those pulls to actual needs not wants. Kee in mind when you pull your own score through annualcreditreport, for example or the bureaus, it never impacts your score. When you apply for credit it does. Be smart and be careful!

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Estimate Your Credit Score