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How Much Disability Income Do I Need?

Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that one out of three individuals will suffer a disabilty that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65.

* Source: Group Benefits - Basic Concepts and Alternatives, Burton T Beane, Jr. American College, 1993

Monthly Income (if disabled)
Spouse's after-tax income  
Investment income  
Group/Individual disability income  
Other monthly income  
Monthly Expenses
Mortgage or rent  
Loan repayments  
Utilities  
Food  
Clothing  
Transportation  
Education/Tuition  
Medical/Personal Care  
Insurance premiums  
Other expenses  
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