When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much of a mortgage you may be able to obtain.

Income and Debt Obligations Current combined annual income   Monthly child support payments   Monthly auto payments   Monthly credit card payments   Monthly association fees   Other monthly obligations (not including current mortgage payment)   New Loan Assumptions Annual interest rate on new mortgage: (%)   Term of new mortgage: (years) 15 20 30 40   Funds available for a down payment   Estimated annual property taxes   Estimated annual homeowner's insurance   Front-end ratio: (%) 28% 33% 36% Back-end ratio: (%) 36% 40% 45%