March Money Madness: Personal Finance Blogs

Wise Bread Wise Bread is an essential tool in any unemployed/underpaid consumer’s utility belt. Discovered by three friends in 2006, the community-driven blog has attracted a team of talented writers who share effective tips on maximizing small budgets. MoneyNing Since 2007, David Ning has been sharing his wealth building tips, urging readers to pursue their […]

Why Don’t They Let Me See My Credit Score For Free

Sometimes I feel like my head will blow up. And out will gush numbers – my social security number, my checking and savings account balances, my account numbers, PINs, my student ID number, my GPA, my credit card numbers, locker combinations – gah! But all of those are readily accessible to me without any cost. […]

Take It to the Bank

Destinations be damned. Financial conferences in recent years were often packed with new sites and concepts aiming to convert users like us away from our old, boring banks. What a difference a year makes. It turns out that your plain vanilla bank (if it’s still standing) might actually be the key player in pushing new […]

Alternatives to a Payday Advance

Lets face it, most people who turn to a payday lender for a loan are scared. Despite the stock market’s recent rally, the overall economy and job market are still quite foreboding. Many people feel like they have no other option for short term financing. They need money right away, have poor credit, or don’t […]

Why Your Bank Needs a Free Coin-Counting Machine

So last week a banking-industry consulting firm, the Tower Group, issued a report that showed that more banks could make more money if: a) They installed coin-counting machines in their branches b) They charged customers for the service By Tower’s lights, the banking industry could rake in an additional $500 million if they took these […]

Save Money: Live Like a Freshman

As college students return to campus, many are wondering how they will get by with out of work parents and fewer local jobs.. Can they afford new books and laptops? What about housing? And how will they pay for frozen burritos or PBR Tall Boys? Actually, there’s little need for worry, college students are crafty […]

Should All Investment Advisers Be Fiduciaries?

As part of the regulatory reform being contemplated for the financial industry, Congress is considering legislation that would require all financial advisers, including brokers, to meet the fiduciary standard that already applies to registered investment advisers. My thinking on this proposal is influenced by the experiences of some of the clients who’ve come to me […]