I am also a former AGF employee with almost 14yrs there, I agree that since I left the company in april of 2008 I also can sleep much better without all the stress of what my job entiltled me to do and that the poor customers got the highest interest rates and the mortgages and points and fees along with max interest rates were an outrage and now I look back and realize I was not helping the people only making their financial problems more difficult - and lets not forget AIG took over Amer. Gen. Fin. in 2000. When I left the company in April of 2008 AIG stock was then int the mid 40 range and since I have seen in dash down to just cents on one dollar. What a crime now it seems to all be tumbling down.