Incompetent retards work in the mortgage division! My closing date had to be delayed because the idiot underwriter DID NOT READ MY PURCHASE CONTRACT! He held up the loan looking for money I didn't have because he failed to notice the seller was paying all of my closing costs. I don't know if their underwriters are illiterate or incompetent or both but my god who doesn't read the purchase contract before denying a loan?!?!

STAY AWAY!