I have to agree with everyone here. You might as well kiss your money goodbye if you want to put it in this bank. They fee you to death. I have had nothing but problems with this bank since the day I opened my account. I wouldn't recommend this bank to my worst enemy.

THis place is the worst bank ever the manger at the OShkosh Murdock st. branch is an arogant a$$ i will be closing my account monday. They only credit $100.00 of the check you deposit for the first 24 hrs. thus causing over draft fees to get out of control they charge $7.00 for cashies checks and are just plain fee happy i would not recommend this place find a credit union and get treated like a human.

I've paid so many fees to this horrible bank, it's just not acceptable. It does seem that they are out to get the client. I am very happy to be removing my money from their institution immediately.

Wow i wish i had read this before I set up an accout with Associate Bank. Associated bank is the worst bank i have ever used . I have had my account with them for three weeks and have already had problems. First of all my girl friend and i set up accounts the same day. I recieved my card and pin the following week, but she stilll has not recieved her debit card even till this day. Then i go in and the guy at the front desk tells me i have more then i do. So i pull out my book were i write everything down and show him its not right, But he swears to me that i have 200 more dollars then i do, that i miss calculated, that all the pending stuff went through and it was up to date. So the next day i try to go bye a drink and it gets declined. How does this happen i deposited 500 the day before and he said it was up to date. were did my money go? I hope everyone reads this and makes a good choice by not using Associates bank. RATING: -1000/10

I to will have to agree with the majority of the people here and rate Associated bank as thee worst bank EVER!! I have paid so many ridiculous overdraft fees because there BUSINESS day ends at a certain time!! I have had to pay excessive use fees for my savings account!! I have had my savings account with them for 5 years and have never heard of such a thing and now all of a sudden I am being charged $10.00 for excessive use?!?!? I mean it's not like the money is not in there, I have to pay to use my own money!! And now I am not even able to use it because I have went over the amount of times I can withdraw money from it?!?! That is ridiculous. they charge $34.00 for a $2.00 overdraft that I put back in there as soon as I noticed it was overdrawn which happened to be the same night, but since it was past there cut off time, it didn't count until the next day. This bank is nothing but a bunch of thieves!!! Put your money in this bank and you might as well kiss it goodbye!!

PART ONE:

I tried to set it up so overdrafts were declined/blocked when I first opened an account with them, and a person told me it was all set it up to decline any attempted overdraft. (I am now absolutely convinced that whatever he had me sign he later took to the bathroom and wiped his ass with, because this document I had signed dissapeared into the annuals of history and had no relevance of any sort to anything). I was 100% clear to him when I said I wanted overdrafts declined, and he made it 100% clear (he lied through his teeth) that he had put it into the system to make this happen.

6 months later when I accidentally overdrafted, I asked why this had happened since I had set it up so any overdraft would be declined. They told me no such service was put into place and no service or addition of any sort was added regarding overdrafts. After telling him about 700 times that there must be a mistake, I finally came to the conclusion that the handshake and verbal contract I had made 6 months ago was worthless and that the guy who I talked to 6 months ago had handed me a piece of toilet paper to sign.

From my look of extreme anger and bewilderment, the person offered me the ability to decline/block overdrafts. Apparantly you have to be homicidally angry for them to finally get the picture THAT YOU WANT THE DAMN OVERDRAFTS DECLINED.

And so begins the greatest bank racket ever concieved, the over draft fee. (for which I knew about and tried to prevent from happening, but they went ahead and did it anyway, "as a service" of course)

Also known as the 38 dollar burger, or the 1500% interest payday loan. After all the alterations made to my bank history (see part 2 of this story) I ended up with 7 of these 1500% interest loans.

PART TWO:

The.sequence of operations in my checking account was altered frequently for one week (not by an automated system, but handcrafted by someone who was apparantly very good at altering history to maximize fees).

For a whole week I looked at my online checking statement, and the order in which the transactions had gone through had changed at least 10 times.

I know it is standard bank practice to put the largest fees into the system first (in order to maximize overdraft fees), but is it standard bank practice for an actual real life person to repeatedly alter the sequence of bank transactions at his own transgression.

The actual amount I had borrowed from them was $11 (rounding up) from the bank. After all the smoke had cleared, they had pillaged my pay check, which conveniently was put through their system just barely after all the overdrafts had taken place (just absolutely spectacular the way they revised my transaction history so many times and finally managed to alter it for the maximum possible screwage). They pillaged over $250 from me for $11 freaking dollars....unbelievable.

I'm sure it goes without saying, I don't bank with Associated any more and I warn every friend/acquaintence to avoid Associated Bank like the plague.

CONCLUSION:

An Associated Bank employee's word is as good as garbage and the revisionist history techniques they employ would make Joseph Stalin blush.

Associated Bank is a 1st degree murderer in a sea of criminals of varying degree. I literally would rather hand my money over to a gangster than Associated Bank.

I knew about the overdraft fees and asked to have em declined, and they went ahead and did it to me anyway (more specifically, that scumbag liar I talked to six months ago, for which i'm sure Hell has their doors wide open and ready for). And for the rest of the people who were involved in this debacle, especially "Stalin the Webmaster", may God have mercy on their souls.

This bank is commonly referred to as Ass Bank for a number of reasons.We had accounts with them years ago and would never go back.They are the king of fees and penalties.Oh,and what a nice thing they did by taking bailout money.I guess they don't share the same Wisconsin values their customer do!

I am disgusted with this Wisconsin Bank for taking bailout money--even though it wasn't failing!--and then planning to send "valued employees" to Puerto Rico. We, the tax payers, cut back and they dare to even think this trip is an alright thing to do!

I have recieved my child support for the last 5 years every other Wednesday. They cleared it on Thursday last week so they could chargee me an overdraft fee. The 24 hour hold on deposits is ridiculous, they have no problem clearing withdrawls ASAP. Overall the worst bank ever.

Associated Bank charged me 4 overdraft fees of $34 when they took more than 2 days to clear my paycheck. My account showed it was there when I checked online. 36 hours after the deposit they overdraft charged my account for $136 for 4 checks totalling about $60. Why? My paycheck hadnt cleared their "system" yet. Funny, when I go to WalMart and pay by check, it is subtracted immediately from my account. So I guess WalMart's check clearing is a little more streamlined than Associated's. They are crooks! STAY AWAY!