Billing itself as the "Bank of Opportunity," Charlotte based Bank of America strives to live up to that promise. With 5,000 locations and numerous ATM's in 35 states, Bank of America is the closest thing to a national bank that exists today. It offers online banking nationwide, including brokerage and private banking through U.S. Trust. With the ability to lend in all 50 states, through credit cards, mortgages and home equity loans, Bank of America can reach anyone througout the United States.

In mid-2008 Bank of America acquired Countrywide Financial in a stock deal.  Countrywide now operates as a subsidiary of Bank of America Corporation under the title  "Bank of America Home Loans".