Based in Winston-Salem, N.C., BB&T (Branch Banking & Trust) is a market leader in personal, small business and commercial banking throughout the Southeast with over 1,500 offices from Maryland and West Virginia to Florida and Tennessee. As a full-line financial services company, BB&T offers deposit, loan, insurance and investment products as well as commercial and investment banking.  In addition BB&T offers free 24/7 online banking.  Perhaps surprising to many, BB&T was actually founded by someone named Branch.