I have a capital one credit card and the good thing I can say about it is that it keeps you safe, It also keeps you at a safe limit. Sometimes it does seem way to safe, If you go over your limit your card will freeze for 2 weeks. My limit has not gone up since I started and I pay it off every month if I can. At the end of the day if your looking for a safe bet for a card capital one is it other… wise go for something else.