Ah yes, the Overdraft National Bank. I would rather sever my arm with a chainsaw than do banking with them for one more day. Their banking is set up so that any overdraft crates several overdrafts. Not to mention, if you deposit a check, only $100 is available. If you get cash back from that check, the $100 goes to your cash back. Everything is based from your "available" balance. Then they deduct any pending items, and post items largest to smallest instead of in the order they were made. This creates more overdrafts, so more fees for them. They are shady people who will not get any more of my business.