Fifth Third bank has been by far the worst banking experience I have ever had. I opened a checking account with them november of last year. At first they were great. I think I only had one overdraft fee due to them charging me to withdrawl money out of my savings. So I figured ok no biggie so I opened a checking account. WOW worst mistake of my life. Even worse then accidently burning down my house with a cigarette. I have had a total of $3,000 in overdraft fees. And they are clever about them too. See I had just switched jobs and wasn't enrolled in the direct deposit for a whole 2 weeks. I deposited my check every saturday and went to paying bills. What they would do is take all the large bills post them to my account first then the small ones. So for instance looking at an old statement I had a $200 balance. I needed to pay a $110 phone bill and an $89.00 insurance payment. I deposit my check for $610 on saturday. Withdrawl $20 here, $20 there, $10 somewhere else. THAT DAY!. Sunday is when my online auto withdrawls were taken. Sure enough they take the sunday payments to get rid of my balance. Then charge me with 3 overdraft fees. Not so bad? Well then they take it out of my savings. So I got in and ask the simple question "Why didn't you just take the required money out of my savings in the first place to cover the withdrawls?" They say because I don't have Overdraft protection. To me it's a load of BS. They can take money for my overdrafts from my savings but they can't just avoid them in the first place? Whatever. I have finally got all my other accounts set up and ready so I'll go in there tomorrow withdrawl all but one penny from my "TOTALLY FREE CHECKING" and let them spend money sending me statements every month.