The worse bank to get a home loan; terrible customer service; their underwriter required you the much stupid thing like why you have $1,000.00 a year ago and where it came from; also will request anybody that give you money to disclosure of their personal bank statements (don't care about privacy); they will treat you as criminals; and drag their feet to the very last minute; almost hours before you close on a house deal.... I will never will go to this bank again; all this with excellent credit score; I hate to see what they do with people with less that good credit score....