Based in New York, HSBC Bank USA is a subsidiary of the United Kingdom's HSBC Holdings, one of the world's largest financial conglomerates. With more than 450 offices in the United States, HSBC's branch banking is concentrated in New York state. Serving over 4 million customers, HSBC USA offers personal and online banking (including a popular high-yield savings account) and lending as well as private banking. HSBC also offers commercial and investment banking for corporate customers.  HSBC provides a wide range of products to suit the needs of all its customers.