ING Direct

I wanted to give ING a 4 out of 5 but I had to add the extra point out of loyalty (and honestly, the only tarnish on them I can see had to do with my own misplanning). I have been with ING for about 5 or 6 years. I really miss the 4.5% APY of some years past. Getting your accounts linked can be a bit of a hassle, but once it's done using the account is a breeze. You can also do Joint accounts. …The auto-debit features make setting a family savings plan as easy as 1-2-3. With a little forethought the 2-day waiting period on a withdrawal is not that bad (Here is where I make a mistake and forget to plan ahead). Hopefully the interest rate on their savings plans will increase soon.
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I used the monthly direct investment feature of sharebuilder, and found it very easy and cheap to use. It's the cheapest commision to invest - $4 per trade. I have also started to put my money into thier money market account. It has a great return rate and is very easy to transfer money. I rate 4/5

I have had an account through Sharebuilder for the last 5 years, so when they were purchased by ING Direct, I was worried. But they have been nothing short of fantastic since taking over. They kept the rates low, still provide excellent service, and are without a doubt the best stock purchasing/selling website out there.
I have tried several different sites, such as Scottrade, but most of the …other sites require a minimum investment of $1500.
With ING, I can spend as much or as little as I would like, and there are no monthly fees.
All in all, I highly recommend ING for anyone who is interested in buying or selling stock.
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I just signed up with ING Orange Savings Account and they have been great so far. If anyone wants the $25 bonus for signing up, there are some links posted here.

I recently opened an ING Orange Savings account. A friend referred me, and I got an extra $25 for opening my account. The online experience is superb, and they make it extra easy to transfer money back to your regular checking account. Oh, and they pay you a lot more interest than your brick and mortar bank! Highly recommended.

i opened my ING Saving up in 2002. I was given $25 credit if I deposited $5 so I did. I only had to keep it there 30 days and I could withdraw it so I did. About 6 months later the rates were good so I started putting more money and I've even opened up a CD. I have it linked to my personal account and I love the ease. The rate is usually higher than anywhere else.

I have been using ING Direct for over 4 years for painless savings. I have my ING account linked to my credit union and have a set amount deposited each week. The savings have grown painlessly and at a decent rate. The rate is not the highest return you will find but the convenience, ease of moving money and the ability to save without really thinking about it make me a big fan of ING Direct. T…hey also offer invesment accounts which I plan to take advantage of as soon as my current brokerage accounts come back from the abyss.
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I love HSBC. It's the perfect intersection of professional, traditional banking and online savings account rates. It's got a quick (relative to other online banks) turnaround on deposits and withdrawls. It has a competitive interest rate with occasional promotional upticks for new money. I've even been accomodated by customer service when I've had to call for questions. All in all, this is …the online savings bank I'd go with.
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ING was my first entry into the world of online savings, and I was hooked thereafter. The best part is a generous bonus program; depending on the time, $25 to sign up, and $10 to refer a friend. I did my whole family, and made a cool extra $100. The thing is, though, there are better rates out there nowadays. Its a good program, but there are better ones.

I’ve had an ING Account for years now. I use it as a supplemental savings account and use automatic transfers to add to it every month. When I first opened the account, the APR was much higher than it is now, but more importantly it was much higher than the other online banks. Today, their APR is about the same, or in some cases less than other online banks. I’ve kept my money with them… because I’ve never had a problem with them in all of the years that I’ve used their bank. There is a delay in receiving your money when you make a transfer, but they are upfront about it, which allows me to do my banking with that in mind.
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