ING Direct
ING Direct turned online banking on its head with its simple savings accounts and CDs. Based in Wilmington, Del., the U.S. online unit of Dutch financial service giant ING, ING Direct also operates the brokerage firm Sharebuilder.
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ING Direct Reviews
Ing is a great savings account. There interest rates are alot higher than a normal bank. I use it as an extra savings account to save up for something special. It automaticaly takes money out of my other bank each week. It is very easy to use. I would reccomend to everyone.
ArthurR said 11 months ago
I wanted to give ING a 4 out of 5 but I had to add the extra point out of loyalty (and honestly, the only tarnish on them I can see had to do with my own misplanning). I have been with ING for about 5 or 6 years. I really miss the 4.5% APY of some years past. Getting your accounts linked can be a bit of a hassle, but once it's done using the account is a breeze. You can also do Joint accounts. The auto-debit features make setting a family savings plan as easy as 1-2-3. With a little forethought the 2-day waiting period on a withdrawal is not that bad (Here is where I make a mistake and forget to plan ahead). Hopefully the interest rate on their savings plans will increase soon.
aaronclermont said 11 months ago
I used the monthly direct investment feature of sharebuilder, and found it very easy and cheap to use. It's the cheapest commision to invest - $4 per trade. I have also started to put my money into thier money market account. It has a great return rate and is very easy to transfer money. I rate 4/5
DavidT said 11 months ago
I have had an account through Sharebuilder for the last 5 years, so when they were purchased by ING Direct, I was worried. But they have been nothing short of fantastic since taking over. They kept the rates low, still provide excellent service, and are without a doubt the best stock purchasing/selling website out there.
I have tried several different sites, such as Scottrade, but most of the other sites require a minimum investment of $1500.
With ING, I can spend as much or as little as I would like, and there are no monthly fees.
All in all, I highly recommend ING for anyone who is interested in buying or selling stock.
Kyle said 11 months ago
I just signed up with ING Orange Savings Account and they have been great so far. If anyone wants the $25 bonus for signing up, there are some links posted here.
aclnay said 11 months ago
I recently opened an ING Orange Savings account. A friend referred me, and I got an extra $25 for opening my account. The online experience is superb, and they make it extra easy to transfer money back to your regular checking account. Oh, and they pay you a lot more interest than your brick and mortar bank! Highly recommended.
rondavue66 said 11 months ago
i opened my ING Saving up in 2002. I was given $25 credit if I deposited $5 so I did. I only had to keep it there 30 days and I could withdraw it so I did. About 6 months later the rates were good so I started putting more money and I've even opened up a CD. I have it linked to my personal account and I love the ease. The rate is usually higher than anywhere else.

sjvmi87 said 11 months ago
I have been using ING Direct for over 4 years for painless savings. I have my ING account linked to my credit union and have a set amount deposited each week. The savings have grown painlessly and at a decent rate. The rate is not the highest return you will find but the convenience, ease of moving money and the ability to save without really thinking about it make me a big fan of ING Direct. They also offer invesment accounts which I plan to take advantage of as soon as my current brokerage accounts come back from the abyss.
KevinR said 11 months ago
I love HSBC. It's the perfect intersection of professional, traditional banking and online savings account rates. It's got a quick (relative to other online banks) turnaround on deposits and withdrawls. It has a competitive interest rate with occasional promotional upticks for new money. I've even been accomodated by customer service when I've had to call for questions. All in all, this is the online savings bank I'd go with.













