PNC gets a negative review from me. I was banking with national city and never had a problem with overdraft fees. in fact i spent more and made less, now that pnc took over i have had a promotion and most of my paycheck goes to overdraft fees, at first i thought it was something i was doing wrong, but i have been careful, and the way their doing things has literally cost me thousands, i am pulling my money next week and cashing in my points before they can steal any more of my hard earned money