All of this charge accusation of they post the big amounts first EVERY BANK does that. & the reason a bank waits for fraudulent things to post is because the charge could not post and just fall off. Technically if something is not posted it is not being charged its just holding out of you available balance. & also the reason a bank puts holds on checks is because of fraud they have to make sure those checks are legit because surprise! there are thieves out there. Regions tries to keep you safe & that's why they have you
open new accounts. & I know for a fact if the charges are bank error they will be returned. If you don't have the money in your account don't charge things.