Man on man I have to agree with the other comment "people cant add and subtract" Just because you have checks in your check book does not mean you have money in youa account. If the bank is chargeing you $5 to cash a check you either have no money in your account or a negative balance.

I have been with regions for 7-8 years now (since they were amsouth) They are the best bank around. I can fully trust that since they did get on the "****" mortagage ban wagon they will be in business and stay. I watch banks close left and right, but Regions is strong.

I'm not rich by any means (my checking account balance is about $18000) and they know me by first name when I walk in the door. I know if I wrote a check for $19000 its not the banks fault it bounced and they charged me a $25 fee.

1. pay you loan on time
2. dont write check your account cant cash.
3. learn to add and subtract.
4. dont blame the bank if they will not lend you money if you credit score is 400 and your unemployeed.