Save yourself a load of headaches and wasted time - REGIONS IS THE WORST BANK IN EXISTANCE! They charged me $200 in overdraft fees for the first time being overdrawn - due to a contract agreement closure with Directv that forced a debit to my checking account for my last bill. They lie. No one has any ability to waive fees - not Branch Managers, Online Bankers and Corporate is elusive. I made an EFT transfer that was rejected by my electric company and Regions erased the entry from my history as if it never existed. They charge monthly fees on their "Lifegreen Checking" - which is supposed to be free and of course do not refund the fees. They have UNETHICALLY TAKEN $215 from my 8 month old baby and disabled husband.