I have had state farm for awhile, never had to use my insurance untill dec they really stick behind you the other drive is at fault but guess what? he is trying everything to get out of it, his insurance allstate is enabling it but state farm has assured me its the other guys fault like the officer said 45mph accident am banged up car is too thankfully its an suv but my agent and claims people Team 73 has made it easy with any questions but when their insurance (allstate) has started trying to point fingers my way I ran to a lawyer so am not allowed to talk to my insurance or other parties. But they are great but they can't do all talking for you like a lawyer! and i got a 0 deductible