I signed up for a US bank Checking account/Debit card at a local grocery store location when they were running a promo to get $75 in groceries at that store for new account holders. I have never been sorry.

I never did request paper checks. I just use the debit card. US Bank has an awesome rewards program attached to its debit card. Most are with online retailers, but some are with B&M retail stores. I always check to see if the retailer has a connection with the US bank rewards program before I make a purchase. They have a 10% cash back at one retailer I use quite often.

The checking acount and debit card are free and I have earned back money from purchases that I would not have without the account.