I've had a basic checking account with USBank for a few years now, and overall the experience has been good. Not great, but good. They tend to be attentive to customer concerns (especially once, when I disputed a charge to the check card), which is nice. The bank is a good one, but the account I have doesn't offer too many benefits, but what do you expect from a basic checking account? Just don't overdraft, like most banks they'll make you regret it (though overdraft protection is a nice feature of this bank).