I went in there to consolidate my debt, I make excellent income(they told me this) but I have no assets (home or new car) to borrow against... And they told me I couldnt get a loan... But just told me to get a co-signer with a newer car or house... Since apparently they no longer do personal loans, they told me they stopped doing them a year AGO?! Really? then why the hell are they offered on all the websites still & why are there pamphlets in the damn offices for personal loans if you no longer DO THEM!!!??? Great way to keep the poor people poor...