AARP offers the following life insurance products - AARP Permanent Life, AARP Level Benefit Term Life, AARP Guaranteed Acceptance Life and AARP Young Start. AARP Permanent Life is permanent coverage offered to members 50 - 80 yrs of age except in WA, where eligible ages are 50 - 63 yrs. The benefit amount will not decrease as they grow older. Premiums are based on the age at issue. The AARP Life Insurance Program is underwritten by New York Life Insurance Company (NAIC #66915), New York, NY 10010. AARP membership is required for Program eligibility.