Amergy Bank of Texas offers Personal Banking Credit Cards and Check Cards The four types of cards are Visa® Classic Credit Card - no annual fees and a bonus reward program, Visa® Platinum Credit Card- a low APR and no annual fees plus bonus rewards, Visa® Signature Credit Card - enjoy dining privileges and concierge and Visa® Check Card-lets the customer spend cash and keeps track of expenses. Features on each of these cards are available on the bank's website along with details on the optional Connect One Rewards program.