Amegy Bank of Texas offers a line of savings, money market and IRA products. The bank offers Personal Savings with low minimum opening balance, free ATM Card, free monthly e-statements and transaction limitations apply. Personal Internet Money Market requires a minimum opening balance of $1,000. Money market accounts are designed to maintain higher balances that includes competitive tiered interest rates, no monthly fees with minimum daily balance and lower min. opening balance. Young Savers account has no minimum daily balance, no monthly maintenance fee and free quarterly e-statements. CD's have a fixed rate interest with 1-month to 5-year terms available. Traditional and Roth IRAs offer fixed or variable rate options - Traditional IRAs offer tax-deferred savings and possible tax deductions. Roth IRAs offer the possibility of tax-free withdrawals.