First Merit Bank has three types of credit cards such as Visa Platinum Card, Visa Classic Card and MasterCard. The Visa Platinum Card has no annual fee, low interest rates and rewards through the VISA Extras program, Optional Life, Disability, Unemployment and Leave of Absence Insurance, etc. The Visa Classic no annual fee, is accepted by more than 14 million merchants and 300,000 financial institutions in 160 countries, cash advances at 145,000 worldwide ATM's displaying the VISA logo. The Master Card Standard Card has no annual fee requirement.