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Merrill Lynch Credit Cards

Both Merrill+ and Total Merrill Cash Back are Visa cards that offer 1.9% APR on balance transfers, 9.99% APR on retail purchases, and no annual fee. Benefits for Merrill+ focus on travel and leisure, and increase as spending exceeds $20,000 or $50,000. Total Merrill Cash Back gives 1% cash back, with rewards issued after you spend $5,000.

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