The PNC Bank Visa Gift Card is a prepaid card that carries a fixed cash amount determined by the giver at the time they purchase the card. It can be used to purchase goods and services anywhere that Visa debit cards are accepted. The card expires on the date embossed on the front, and a monthly maintenance fee of $2.50 is deducted from any remaining balance after six months. You can only purchase these cards if you are a PNC customer.