Union Privilege and their partner HSBC Card Services have created the Union Plus Credit Card exclusively for union members and family members of union households. The Union Plus Credit Card comes with Triple Plus Features which includes Triple Plus Value has features no annual fee, exclusive member rates and benefits, money-saving balance transfer offers and scholarship programs. The Triple Plus Protection has a special safety net for disabled workers and others facing financial hardship - including the Lifeline Trust and Disaster Relief Fund. They provide 100% protection against fraud as well as strike-payment protection. The Triple Plus Service has features such as 24-hour personal customer service by phone or online, member advocates (staffed by fellow union members) and merchant dispute assistance.