Customers can get Union Plus personal unsecured loans or home equity lines and loans through a financial service provided by subsidiaries of HSBC Finance Corporation a trusted source. The Union Plus Loan Program invites union members to apply for a personal unsecured loan or line of credit or a home equity loan or line of credit. Members can take advantage of competitive interest rates and special assistance during strikes or layoffs. The bank's Home Equity Loan is a fixed rate, fixed term loan based on the available equity in the customer's home. Loan amounts start from $10,000 to $350,000. The bank does not charge any closing cost as well as no prepayment penalty or appraisal fee is applicable. The bank's Home Equity Line of Credit has features such as no application fee, low monthly payments, skip-payment privileges and loan amounts from $2,500 to $25,000.