Union Plus Mortgage and Real Estate makes refinancing and home-buying easier and more affordable for working families. Through Chase Home Finance, one of the largest lenders in the U.S., union members can take advantage of convenient mortgages. The company offers an easy application process for Chase Mortgages right over the phone, in-person or online with unemployment/disability and strike benefits to help make mortgage payments when out of work. They also have mortgage programs for borrowers with less than perfect credit and have down payments as low as 5% - and even lower for qualified buyers. Parents and children of union members are also eligible for union plus. The company offers loans such as the 30 year fixed rate, 15 year fixed rate, 7/1 Libor ARM and the 5/1 Libor ARM.