ViewPoint Bank's competitive rates mean customers earn more on savings and get a better deal when they borrow. The bank has four types of Savings Accounts such as Regular Savings, Kid's Club Savings, Money Market Savings and Ultimate Savings. The Regular Savings Account and Kid's Club Savings Account provides a tiered interest structure to customers. The Money Market Savings Account provides a tiered interest structure and interest calculation method is done on daily balances with interest paid monthly. The Ultimate Savings Account provides minimum amount to earn APY is divided into slabs of $250,000 and over, $50,000 to $249,999, $20,000 to $49,999, $10,000 to $19,999 and $5,000 to $9,999.